Q: We were working on a project in Israel when the war was declared.
My understanding is that most policies covering the project include war exclusions, but one of my colleague mentioned that he thought that the National Institute coverage may not include a war exclusion.
Do you know if the National Institute policies typically include war exclusions?
Does the National Institute policies typically include war exclusions?
A: please find some information which I hope that you will find useful:
Property damage resulting from acts of hostilities and war –
The State of Israel has taken it upon itself in legislation to compensate its residents for direct and indirect damages caused as a result of acts of hostilities or various acts of war. The compensation is made by virtue of the Property Tax and Compensation Fund Law 1961.
National Insurance - Bodily injuries as a result of hostilities –
The main law that regulates the rights of the injured citizens is the Compensation Law for Victims of Hostilities 1970.
This law recognizes the right of a "victim" - "hostile injury" to various compensations and benefits.
"Hostile damage" is defined, among other things, as damage from hostile actions by military or paramilitary or irregular forces of a country hostile to Israel from hostile actions of an organization hostile to Israel or from hostile actions carried out while assisting one of these, on their behalf or on their behalf.